LMEA Health Care Packages, Overview and Changes for the 2020 - 2021 year

Open Enrollment
This year's annual Open Enrollment Period will run from Monday, May 11th, 2020 through Friday, May 22nd 2020 and can be done through the online benefits portal, BexXpress.

Open enrollment information and instructions will be emailed to all staff on Monday, May 11th.

The BenXpress portal will open on Monday, May 11th, 2020 and close on Friday, May 22nd 2020 at 11:59pm. Login instructions and password information will be included in the May 11th email.

All changes are effective July 1st, 2020 unless otherwise specified.

Elimination of Personal Choice 10/20/70
Personal Choice 10/20/70 will no longer be available after 6/30/2020. Employees currently in this plan will need to change enrollment to one of the three offered medical plans.

*If a new plan is not elected during open enrollment, enrollees in Personal Choice 10/20/70 will be placed in Personal Choice 20/30/70 (at same coverage tier) effective 7/1/2020.

Not sure which medical plan you are currently enrolled in? Check the lower right front of your Medical ID card:

• If your PCP amount shows $10 you have Personal Choice 10/20/70 (PPO Option #1) - Being eliminated 6/30/2020
• If your PCP amount shows $20 you have Personal Choice 20/30/70 (PPO OPtion #2)
• If your PCP amount shows $35 you have PPO+6B (Deductible Plan)
• If your card says "Keystone" across the top, you have Keystone C2-F2 (HMO plan)

Three Medical Plan Options
Effective 7/1/2020, the district will offer three (3) medical plans in our benefits package:
• Personal Choice 20/30/70 (PPO Option)
• Keystone C2-F2 (HMO Option)
• PPO+6B (Deductible Option)

Enhancements to PPO+6B Medical Plan
Effective 7/1/2020, PPO+6B will include the following enhancements:
• Emergency Room will be covered at a $200.00 co-pay (waived if admitted to the hospital). The deductible will no longer apply for this service.
• Urgent Care will be covered at a $75.00 co-pay. The deductible will no longer apply for this service.

Enhancements to All Medical Plans
Effective April 1st 2020, all LMSD medical plans added Telemedicine at a zero-dollar co-pay. Effective 7/1/2020, Telemedicine will continue to be a covered service for all medical plans, however, the appropriate co-pay amount will apply.

Employee Contribution Methodology & Amounts
Employee contributions will continue to be calculated as a percentage of premium based on your 2020 - 2021 base salary, medical plan selection and coverage tier.

*Contract base salary is listed in Appendix B (Support Staff) and Appendix C (Professional Staff) of the LMEA contract. Overtime and EPER are not part of the benefits calculation.

Increase to Flexible Spending Account (Medical) Maximum Contribution Limit
Effective 7/1/2020, you may elect to contribute up to a maximum of $2750.00. The $500.00 unused fund rollover provision is still valid.

Prescription, Vision & Dental Benefits
There are no changes to our prescription, vision, or dental benefits for the 2020 - 2021 plan year.

Additional Information
Additional information on the above-mentioned changes/enhancements, employee contribution amounts, as well as a complete overview of the LMSD benefits packages can be found here.